Himanshu Chandra

Progcap offers an online lending marketplace for working capital loans. It provides customized financing solutions for micro and small businesses where users can apply for collateral-free loans using the mobile app or web platform for instant loan approval. The platform's credit model evaluates borrowers' creditworthiness based on business activities data and supply chain ecosystem parameters and offers collateral-free financing solutions. Repayment is flexible and aligned with customer's cash flows.